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rateapi.mortgage

mock data$0.002 / call

Mortgage Rate Decision

Get AI-powered mortgage rate decision from 4,300+ US lenders. Returns recommended actions, current APR rates, estimated monthly payments, and confidence scores. Supports 30yr/15yr fixed and ARM products. Filter by state, amount, and credit tier.

Financeprovider: Rateapi#rateapi#finance

Input schema

state

Two-letter US state code (e.g. "CA", "NY", "TX")

string
amount

Loan amount in USD (e.g. 400000 for a $400K mortgage)

number
intent

Loan intent: "purchase" for buying or "refinance"

string
rate_type

Rate type: "fixed" or "adjustable" (ARM)

string
term_months

Loan term in months: 180 (15yr), 360 (30yr), or custom

integer
credit_score

Credit score tier for rate filtering

string

Call via REST

curl -X POST https://unifyapi.pro/api/call/rateapi.mortgage \
  -H "Authorization: Bearer uak_live_..." \
  -H "Content-Type: application/json" \
  -d '{"state":"<state>","amount":0,"intent":"<intent>","rate_type":"<rate_type>","term_months":0,"credit_score":"<credit_score>"}'

Try it

Paste a UnifyAPI key (create one in the dashboard) and run a real call.